:​As urban landscapes evolve, a significant transformation is underway in major cities across the globe. With the rise of remote work, changing consumer behaviors, and a pressing need for affordable housing, commercial real estate is increasingly being converted into apartments and mixed-use developments. This trend not only addresses housing shortages but also revitalizes urban areas, fostering vibrant communities.
Understanding the ShiftThe commercial real estate sector has faced unprecedented challenges in recent years. The pandemic accelerated trends already in motion, as businesses embraced remote work and consumers shifted toward online shopping. As a result, many office spaces and retail locations have seen a decline in demand, leading property owners to reconsider their uses.
Converting these properties into residential units or mixed-use developments offers a viable solution to meet the growing demand for housing in urban centers. According to recent studies, the U.S. is projected to need an additional 4 million rental units by 2030, and repurposing commercial spaces is one way to help fulfill this need.
Benefits of Converting Commercial Properties

1. Addressing Housing Shortages: Major cities often face significant housing shortages, leading to skyrocketing rent prices. Converting underutilized commercial properties into apartments can help alleviate this issue by increasing the supply of affordable housing.
2. Revitalizing Urban Areas: Mixed-use developments that combine residential, retail, and recreational spaces can breathe new life into neighborhoods. These projects encourage foot traffic, support local businesses, and create vibrant community hubs.
3. Sustainability: Repurposing existing buildings is an environmentally friendly approach, reducing the need for new construction materials and minimizing waste. This aligns with sustainability goals and contributes to the overall well-being of urban ecosystems.
4. Enhancing Property Values: Developers and investors can benefit from higher property values associated with mixed-use developments. The demand for urban living continues to rise, and properties that offer a blend of residential and commercial spaces are increasingly appealing to buyers and renters alike.

Key Considerations for Developers:
While the conversion of commercial properties presents numerous opportunities, developers should keep several factors in mind:

• Zoning Regulations: Navigating local zoning laws is crucial. Many cities have specific regulations governing the types of developments allowed in certain areas. Understanding these regulations can help streamline the conversion process.
• Market Demand: Conducting thorough market research is essential to gauge demand for residential units in a given area. Developers must assess local demographics, rental trends, and competition to ensure project viability.
• Design and Layout: The design of converted spaces is vital for attracting residents. Thoughtful layouts that maximize space, incorporate natural light, and create community-oriented amenities can enhance livability and appeal.

Case Studies: Successful Conversions - Several major cities have successfully transformed commercial real estate into thriving residential communities:

• New York City: The iconic former Domino Sugar Factory in Brooklyn has been converted into a mixed-use development featuring residential units, retail spaces, and public parks. This project revitalized a once-industrial area into a vibrant community.
• San Francisco: The conversion of the historic Ferry Building into a mixed-use space has created a bustling marketplace with shops, restaurants, and residential options, blending history with modern urban living.
• Chicago: The Old Cook County Hospital is undergoing redevelopment into a mixed-use project that includes residential units, healthcare facilities, and commercial spaces, illustrating how historical properties can adapt to new needs.

Conclusion: The trend of converting commercial real estate into apartments and mixed-use developments represents a critical shift in urban planning and development. As cities continue to grow and evolve, these transformations offer a sustainable and innovative solution to housing shortages while fostering vibrant, livable communities.
For developers, understanding market dynamics, navigating regulatory landscapes, and prioritizing thoughtful design will be essential to successfully capitalize on this trend. Embracing these changes can lead to profitable ventures and contribute to the revitalization of urban areas, ultimately shaping the future of city living.

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In today’s rapidly evolving digital landscape, businesses must stay ahead of the curve to remain competitive. The key to success lies in embracing innovative solutions that not only meet the demands of the present but also anticipate future challenges. At Keak, the software is committed to transforming the way businesses operate by offering cutting-edge digital tools and services designed to empower you for long-term success.

As industries across the globe face increasing pressure to optimize efficiency and adapt to technological advancements, Keak’s comprehensive suite of digital solutions offers the perfect answer. Whether you’re a small business owner looking to streamline operations or a large enterprise seeking to enhance customer engagement, our platform provides the tools you need to succeed.

1. Scalable Solutions: Keak’s platform is designed to grow with your business. From basic functionalities to advanced features, our scalable solutions ensure that you’re never left behind, no matter how quickly your needs evolve.
2. Enhanced User Experience: User experience is at the core of what we do. Our intuitive interface and responsive design make it easy for your team to adopt and utilize our tools, driving higher productivity and satisfaction.
3. Data-Driven Insights: In today’s data-centric world, making informed decisions is crucial. Keak’s analytics tools provide you with actionable insights, allowing you to optimize your strategies and achieve better results.

The business landscape is continuously changing, and those who harness the power of digital innovation will lead the charge. Keak is at the forefront of this transformation, offering solutions that not only address your current needs but also prepare you for the future. By integrating the latest technologies and trends, we ensure that your business remains competitive and ready to tackle whatever challenges lie ahead.

​Ready to elevate your business to new heights? Join the growing number of businesses that are transforming their operations with Keak. Sign up for a free trial or contact our team today to learn more about how our digital solutions can help you achieve your goals. With Keak, the future of business is in your hands.

Are you looking to fund a large-scale infrastructure project, expand your business overseas, or develop long-term initiatives? EXIM Bank's International Project Financing is your gateway to securing the funds you need for transformative global projects.

What is international financing?International Project Financing is a strategic method to secure funding for significant, long-term projects such as building roads, power plants, or other essential infrastructure. Unlike traditional loans, this type of financing relies on the revenue generated by the project itself to repay the funds used for its development.
Why choose EXIM bank?The EXIM Bank, an equivalent of the Lloyd's of London of America, can provide customized financial solutions designed to support your international ambitions. Here's why our International Project Financing stands out:

• Expertise in Global Markets: Our experienced team understands the complexities of international markets and can guide you through the financing process.
• Innovative Financial Structures: We offer loan structures that depend on the project's cash flow for repayment, reducing the financial burden on your company.
• Risk Mitigation: By using the project's assets as collateral, we minimize risk for both lenders and borrowers, ensuring a secure investment.
• Support for Diverse Sponsors: We work with a variety of sponsors including contractors, financial investors, industrial partners, and government entities to ensure comprehensive support for your project.

Key features of EXIM Bank's International Project Financing

• Off-Balance Sheet Projects: Keep project debt in a separate subsidiary, preserving your company’s financial health.
• Non-Recourse Financing: Protect your company’s assets, with lenders only able to claim project-specific assets in case of default.
• Tailored Financial Solutions: Whether it’s infrastructure, oil and gas, or power production, our solutions are designed to meet your specific needs.

How Does It Work?

1. Project Assessment: We start with a thorough evaluation of your project’s feasibility and potential cash flow.
2. Special Purpose Vehicle (SPV): We help you create an SPV dedicated to managing your project, ensuring clear financial separation.
3. Funding Structure: We design a funding plan that leverages projected cash flows to secure loans and investments.
4. Implementation and Monitoring: Our team supports you through the project’s lifecycle, ensuring compliance and performance.

Benefits of Choosing EXIM Bank

• Global Reach: Tap into international markets with confidence, backed by our extensive network and expertise.
• Financial Efficiency: Optimize your financial resources by using project-generated revenue for repayment.
• Strategic Growth: Enable your company’s expansion and participation in large-scale, high-impact projects worldwide.

Partner with EXIM Bank for SuccessEmpower your business with the financial strength and strategic support of EXIM Bank’s International Project Financing. Together, we can turn your ambitious projects into reality and drive global growth.
Contact us today to learn more about how EXIM Bank can support your international project financing needs.

In the fast-paced world of technology, staying ahead means leveraging the most advanced tools available. Groq is a game-changer in data processing and artificial intelligence (AI), offering unparalleled speed, efficiency, and scalability. This blog post delves into how Groq is transforming the tech landscape and why it should be your go-to solution for high-performance computing needs.

What is Groq?
Groq is a cutting-edge technology company that specializes in developing hardware and software solutions designed to accelerate AI and machine learning workloads. Founded by a group of former Google engineers, Groq’s mission is to simplify and expedite the processing of complex computations, making it a powerhouse for businesses across various industries.

Key Benefits of Groq Technology:
Groq processors are built to deliver unprecedented speed, enabling real-time data processing and analysis. This is crucial for applications that require immediate insights, such as autonomous driving, financial modeling, and real-time analytics. With Groq, you can transform data into actionable intelligence faster than ever before.

Scalability
Groq’s solutions are designed to scale effortlessly with your business. Whether you’re a startup or a large enterprise, Groq’s technology can adapt to your growing data needs without compromising performance. This scalability ensures that as your business grows, Groq’s technology will grow with you, providing consistent and reliable performance.

Efficiency
By optimizing computational tasks, Groq reduces energy consumption and operational costs. This efficiency makes it an ideal choice for businesses looking to minimize their environmental footprint while maximizing output. Groq's energy-efficient processors help businesses achieve sustainability goals while maintaining high-performance levels.

Future-Proof Technology
Groq’s architecture is built to accommodate future advancements in AI and machine learning, ensuring that your investment remains relevant and valuable as technology evolves. This future-proof approach means that as new AI models and computational techniques emerge, Groq’s technology will be ready to support them, protecting your investment and providing long-term value.

Why Choose Groq for High-Performance Computing?
Groq stands out in the crowded field of high-performance computing solutions due to its unique combination of speed, scalability, efficiency, and forward-thinking design. Businesses across various sectors, from healthcare to finance, can benefit from the transformative power of Groq’s technology.
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• Healthcare: Groq’s processors can accelerate medical research and diagnostics, enabling faster analysis of complex data sets and improving patient outcomes.
• Finance: Financial institutions can leverage Groq’s technology for real-time risk assessment and fraud detection, ensuring more secure and efficient operations.
• Automotive: The automotive industry can utilize Groq’s speed and performance for advanced driver-assistance systems (ADAS) and autonomous vehicle technologies, enhancing safety and reliability.

In summary, Groq is not just another tech solution; it’s a revolutionary approach to high-performance computing. By integrating Groq’s technology into your business, you gain access to a powerful tool that can transform your operations, drive innovation, and ensure you stay ahead of the competition.

Stay ahead in the tech race with Groq, the ultimate solution for high-performance computing needs. Explore how Groq can elevate your business to new heights and provide a competitive edge in an ever-evolving technological landscape.

In the realm of artificial intelligence, two intriguing entities have captured the imagination of tech enthusiasts and researchers alike – ChatGPT and Blackbox AI. Both are emblematic of the rapid advancements in AI technology, but they represent distinct approaches to achieving intelligence. In this blog post, we delve into the intricacies of ChatGPT and Blackbox AI, exploring their functionalities, applications, and the implications they hold for the future.
Understanding ChatGPT: ChatGPT, developed by OpenAI, is a language model powered by the GPT-3.5 architecture. It's a state-of-the-art natural language processing model that excels at generating human-like text based on the input it receives. ChatGPT has been widely utilized for various applications, from content generation and chatbot development to coding assistance. Its strength lies in its ability to understand context, making it a versatile tool for diverse language-based tasks.

The OpenAI team designed ChatGPT with transparency and interpretability in mind. Users can understand and control its behavior, and the model's architecture is open for scrutiny. However, like any AI system, ChatGPT is not without its challenges. It may produce responses that are contextually incorrect, and its output is based on patterns learned from diverse data sources, potentially leading to biased or inappropriate outputs.
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Unveiling Blackbox AI: On the other side of the spectrum, Blackbox AI represents a different philosophy in AI development. As the name suggests, it operates as a closed system, and its internal workings are not easily accessible or comprehensible to users. This lack of transparency can be both a strength and a weakness, depending on the context.
Blackbox AI often involves complex neural network architectures and deep learning techniques that make it capable of handling intricate tasks without revealing the step-by-step processes it undergoes. While this approach can lead to highly efficient and optimized solutions, it raises concerns about accountability, ethics, and the potential for biases hidden within the system.

Comparative Analysis:

1. Transparency:
   • ChatGPT: Transparent, users can understand and control its behavior.
   • Blackbox AI: Opaque, internal workings are not easily accessible.
2. Interpretability:
   • ChatGPT: Users can interpret its outputs, but occasional errors may occur.
   • Blackbox AI: Outputs may be accurate, but the inner workings are hidden, limiting interpretability.
3. Bias and Ethics:
   • ChatGPT: Vulnerable to biases in training data; ongoing efforts to mitigate biases.
   • Blackbox AI: Biases, if present, are harder to identify and address without transparency.
4. Applications:
   • ChatGPT: Versatile, widely used in content generation, chatbots, and more.
   • Blackbox AI: Powerful in specialized tasks, often requiring domain-specific expertise.

Conclusion: In the evolving landscape of artificial intelligence, the choice between ChatGPT and Blackbox AI depends on the specific needs and priorities of users. While ChatGPT offers transparency and adaptability, Blackbox AI excels in efficiency and complexity. Striking a balance between these approaches may be the key to harnessing the full potential of AI while addressing ethical and transparency concerns in the ever-evolving field of artificial intelligence.

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Introduction:
In today's fast-paced digital era, businesses and individuals are constantly seeking innovative ways to streamline processes and enhance user experiences. One such powerful tool that has gained immense popularity in recent times is Glide Apps. Whether you're a seasoned developer or a non-technical entrepreneur, Glide Apps opens up a world of possibilities for creating dynamic and functional applications without the need for extensive coding. In this blog post, we'll explore the ins and outs of Glide Apps, its features, benefits, and how it can revolutionize your app development journey.

What is Glide Apps?
Glide Apps is a no-code platform that empowers users to transform Google Sheets into fully functional web applications. With a simple drag-and-drop interface, Glide Apps enables anyone, regardless of their coding expertise, to create responsive and feature-rich apps that work seamlessly on both mobile and desktop devices. The platform leverages the power of Google Sheets as a backend database, making data management and app maintenance a breeze.

Key Features of Glide Apps:
Intuitive Interface:

Glide Apps provides a user-friendly interface that requires no prior coding knowledge. The drag-and-drop functionality makes app creation accessible to everyone.
Real-time Updates:

Thanks to its integration with Google Sheets, any changes made to the underlying data are instantly reflected in the app. This ensures real-time updates and a dynamic user experience.

Customizable Design:
Users can customize the look and feel of their apps with ease. From colors and fonts to layout and branding, Glide Apps offers extensive design options to create a visually appealing interface.

User Authentication:
Ensure the security of your app with user authentication features. Glide Apps allows you to control who accesses your app and what data they can view or modify.

Rich Media Support:
Incorporate images, videos, and other media seamlessly into your app to create a more engaging user experience.
Benefits of Glide Apps:
Rapid Development:

Glide Apps accelerates the app development process, allowing you to go from idea to a fully functional application in record time.

Cost-Effective:
By eliminating the need for traditional development resources, Glide Apps significantly reduces development costs, making it an ideal solution for startups and small businesses.
Easy Maintenance:

Updates and maintenance are simplified with Glide Apps. Since the backend is managed through Google Sheets, making changes to your app's data or structure is as simple as updating a spreadsheet.

Cross-Platform Compatibility:
Glide Apps are designed to work seamlessly on both Android and iOS devices, ensuring a consistent user experience across different platforms.
Optimizing Glide Apps for SEO:
While Glide Apps streamline the app development process, it's essential to optimize your creations for search engines. Here are some SEO best practices for Glide Apps:

Keyword Research:
Identify relevant keywords related to your app's niche and incorporate them into your Google Sheets and app content.

Metadata Optimization:
Optimize app metadata, including app names, descriptions, and image alt text, to enhance visibility on app stores and search engines.

Quality Content:
Provide valuable and relevant content within your app. This not only improves user engagement but also contributes to better SEO rankings.

Backlinking:
Promote your Glide App on various platforms to build backlinks. This can positively impact your app's authority and search engine rankings.
Social Media Integration:

Leverage social media platforms to promote your app. Social signals can influence search engine rankings.
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Conclusion:
Glide Apps represents a paradigm shift in app development, democratizing the process and allowing individuals and businesses to bring their ideas to life with minimal effort. Whether you're creating a project management tool, a customer portal, or an event app, Glide Apps provides the tools you need for success. By combining the no-code simplicity of Glide Apps with effective SEO strategies, you can ensure that your apps not only function brilliantly but also reach the widest possible audience.

In the ever-evolving landscape of technology, Glide Apps stands out as a powerful enabler of innovation, providing a platform where creativity knows no bounds. Embrace the no-code revolution, and let your ideas soar with Glide Apps.

​Overview:
​In the modern digital landscape, data is king. Organizations of all sizes rely on data-driven insights to make informed decisions and drive growth. ClickHouse and PostHog are two powerful tools that can revolutionize your data analytics pipeline, allowing you to extract valuable insights from your data and optimize your business strategies. In this blog post, we'll dive into what ClickHouse and PostHog are, how they work together, and the benefits they offer for your data analytics endeavors.

Understanding ClickHouse:
ClickHouse is a high-performance, open-source columnar database management system specifically designed for real-time analytical processing. Developed by Yandex, ClickHouse is built to handle massive amounts of data while delivering lightning-fast query performance. It excels at processing complex analytical queries on large datasets, making it an ideal choice for businesses seeking rapid insights.

Key Features of ClickHouse:

1. Columnar Storage: ClickHouse stores data in a columnar format, which optimizes compression and improves query performance. This means that only the necessary columns are read during a query, reducing the overall data retrieval time.
2. Parallel Processing: ClickHouse employs parallel processing to distribute queries across multiple cores, maximizing hardware utilization and speeding up query execution.
3. Real-time Analytics: ClickHouse can handle real-time data streams, making it suitable for applications that require up-to-the-minute insights.
4. Scalability: ClickHouse's architecture is designed to scale horizontally, allowing you to add more servers to your cluster as your data volume grows.

Understanding PostHog:
PostHog is an open-source product analytics platform that helps businesses track user interactions on their websites or applications. With features like event tracking, user session analysis, funnels, and cohort analysis, PostHog provides valuable insights into user behavior, enabling data-driven decision-making to enhance user experiences and drive conversions.
Key Features of PostHog:

1. Event Tracking: PostHog enables you to define and track custom events based on user actions, helping you understand how users engage with your platform.
2. Funnels: Funnels allow you to visualize the user journey, identifying drop-off points and optimizing the conversion process.
3. Cohort Analysis: PostHog lets you group users into cohorts based on shared attributes, enabling you to analyze their behavior and make targeted improvements.
4. User Session Recordings: With session recordings, you can replay user interactions to gain deeper insights into how users navigate your website or app.

Integration Benefits:
Integrating ClickHouse and PostHog offers a seamless data analytics pipeline that combines powerful data storage and real-time analysis capabilities. Here's how these two tools complement each other:

1. Real-time Data Ingestion: ClickHouse's ability to handle real-time data streams pairs perfectly with PostHog's event tracking. You can capture user actions in real time, store them in ClickHouse, and analyze them using PostHog.
2. Scalability: Both ClickHouse and PostHog are designed to scale horizontally. As your user base grows and generates more data, you can effortlessly expand your infrastructure to accommodate the increased load.
3. Deep Insights: ClickHouse's fast query performance allows PostHog to provide instant insights into user behavior, enabling you to make quick decisions to improve user experiences.
4. Custom Analytics: With ClickHouse's flexibility and PostHog's custom event tracking, you can create tailored analytics solutions to address specific business needs.

Conclusion:
In a data-driven world, harnessing the power of analytics is crucial for business success. ClickHouse and PostHog, when integrated effectively, provide a robust foundation for capturing, storing, and analyzing data to extract meaningful insights. By leveraging ClickHouse's high-performance data storage capabilities and PostHog's user-centric analytics features, you can make informed decisions that drive growth, enhance user experiences, and stay ahead of the competition. So, supercharge your analytics with ClickHouse and PostHog today and unlock the true potential of your data.

​Options trading is a complex and dynamic field that requires a deep understanding of market volatility. Accurate modeling of volatility plays a crucial role in pricing options and managing risk effectively. Among the various volatility models available, this blog post aims to explore and compare five prominent models: Yang-Zhang, Rogers-Satchell, Parkinson, Hodge-Stompkins, and Garmann-Klass. By examining their unique features, strengths, and limitations, traders can make informed decisions about which model suits their trading strategies and risk management goals.

Yang-Zhang Model:
The Yang-Zhang model is widely used in options trading due to its simplicity and ability to capture both implied and historical volatility. It employs a hybrid approach that combines the advantages of the GARCH (Generalized Autoregressive Conditional Heteroskedasticity) model and the realized volatility approach. This model has gained popularity for its effectiveness in capturing the volatility clustering phenomenon observed in financial markets.

Rogers-Satchell Model:
The Rogers-Satchell model is a stochastic volatility model that focuses on estimating the volatility of underlying assets. It assumes that volatility follows a mean-reverting process, which allows for better pricing accuracy in options. This model is particularly useful in situations where the volatility of the underlying asset exhibits persistent trends.

Parkinson Model:
The Parkinson model is a popular historical volatility estimator that considers the range of high and low prices over a specified period. It is based on the assumption that the highest and lowest prices observed within a given time frame provide a reasonable estimate of volatility. The Parkinson model is commonly used in options trading, especially for assets that experience high levels of intraday price fluctuations.

Hodge-Stompkins Model:
The Hodge-Stompkins model is a specialized volatility model designed for options on futures contracts. It takes into account the unique characteristics of futures contracts, such as expiration dates and continuous trading. This model incorporates information from both historical and implied volatility to provide traders with a comprehensive view of market expectations.

Garmann-Klass Model:
The Garmann-Klass model is a popular choice for options traders who rely on historical volatility to forecast future price movements. It uses the high, low, and closing prices of the underlying asset to estimate volatility accurately. This model has the advantage of simplicity and ease of implementation, making it suitable for traders who prefer straightforward volatility estimators.

Comparison of Models:
To assess the differences between these volatility models, several factors should be considered:

a. Mathematical Complexity:
Some models, such as the Yang-Zhang model, involve more intricate mathematical calculations, requiring a higher level of computational resources. In contrast, models like the Garmann-Klass model are simpler and more computationally efficient.

b. Sensitivity to Market Conditions:
Each model has its own sensitivity to different market conditions. For example, the Rogers-Satchell model performs well in trending markets, while the Hodge-Stompkins model caters specifically to futures contracts.

c. Volatility Smoothing:
Models may differ in the degree of volatility smoothing they apply to historical or realized volatility data. Some models, like the Parkinson model, place greater emphasis on recent price movements, while others, such as the Garmann-Klass model, take a more balanced approach.

d. Input Data Requirements:
Different models have varying requirements in terms of input data. Some may require more extensive historical data, while others may rely on implied volatility estimates derived from option prices.

Conclusion:
Choosing the right volatility model for options trading is crucial for accurate pricing and risk management. Each of the models discussed - Yang-Zhang, Rogers-Satchell, Parkinson, Hodge-Stompkins, and Garmann-Klass - has its own strengths and limitations

While the labor markets continue to be volatile due to the fact that banking and technology has been laying people off, many individuals, as well as small businesses, may be curious as to all of the programs out there for entrepreneurship in regard to technology cloud services.

Luckily for you, we have listed out some of the partners, with the application links, as well as the business benefits.

1) https://foundershub.startups.microsoft.com/ - Microsoft Azure has been gaining market share, and as of February 2023, Microsoft owns 22% of the total market share. This application if approved, can provide you and your firm up to $150,000 worth of credits for up to three years!

2) https://aws.amazon.com/activate/founders/ - Amazon Web Services was early to market their services, and currently holds  33% of the market share. While the perks aren't as big as Microsoft Azure, it is notable to note that up to $100,000 worth of AWS credits are available to a startup to get your business off the ground

3)https://cloud.google.com/startup - Google cloud currently holds 9% of the market share. Similar to Amazon, the perks aren't as large as Microsoft, but they are still quite generous with $100,000 of free credits for founders.

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